PERSONAL INSURANCE

Long Term Care Insurance

Income-style benefit if you need assistance to manage daily living activities.

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Planning for your future care

Get the right coverage for your long-term care needs, at premiums you can afford. Reduce the burden on your personal caregivers, support yourself with financial benefits if you need additional care. Our insurance experts can walk you through long term care plan options and help you find coverage that fits.

Coverage options

For your future health and care

In-home care

Community & Assisted Living

Nursing Home Facility

How much coverage do I need?

The level of care and personal assistance varies by individual needs, as does the associated cost of meeting those care needs. Our experienced agents will help you plan for life changes and for a better, more financially secure future.

FREQUENTLY ASKED QUESTIONS

Still have questions?

How old should I be when I buy this kind of insurance?

Most people consider buying long term care (LTC) coverage between the ages of 55-64. You’re free to buy it when you’re younger, of course, but it might not make the most financial sense for you. The later you wait in life to get covered, the higher the premiums will be.

What determines how much I'm going to pay for a long-term care insurance policy?

In general, your premium payments will be based on your age, health, and the kinds and amounts of protection you choose when you apply. Our insurance experts can walk you through various scenarios and provide personalized guidance on the level of coverage you need.