Offer income replacement solutions which support your employees during unexpected illnesses or accidents that leave them unable to work.
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Find disability plans that are right for your business, and the well-being of your employees. We help you assess the financial aspects of offering this important coverage, guide you in developing preventative strategies, and help you administer plans.
Find more flexibility in how you spend your benefits dollars with our assortment of products and services.
income replacement for injury or illness that prevents working for a short period of time
income replacement when short term becomes long term
We help employers provide disability coverage in a cost-effective way that supports their workforce and the bottom line.
We partner with leading providers so you can access your benefits products all in one place. We tailor programs that suit your business goals, employee needs and budget, and we take care of the rest – from enrollments and renewals, to communication and day-to-day support.
This type of insurance policy provides income replacement if a worker is unable to work due to a disability for a short period of time, depending on the policy this can vary from a few weeks to several months.
A long term disability policy covers a worker for income replacement for a longer period of time. In many cases, a worker may apply for long term disability benefits following short term disability benefits or following a waiting period subsequent to the onset of a disability.
IMG is an UAII Member Agency
