PERSONAL INSURANCE

Personal Umbrella Insurance

Extend your liability insurance coverage and safeguard your financial future.

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Multifaceted liability coverage

Find enhanced coverage that crosses insurance categories and protects in all facets of life, whether you are at home, traveling on the road, or abroad. Personal Umbrella Insurance is a proven, cost-effective way of securing protection beyond your typical homeowners or car policies.

Protection from "what ifs"

No matter how much we try to prepare for life’s hiccups, sometimes there is no preventing them. For this reason we recommend umbrella insurance policies to all of our clients. Reach out to our insurance experts today to assess how an umbrella policy can help you safeguard the financial future you have worked so hard to secure.

FREQUENTLY ASKED QUESTIONS

Still have questions?

How do I determine if I need a personal umbrella policy?

In a litigious society, most people would benefit from a personal umbrella policy. It used to be believed that only high net worth individuals needed enhanced coverage. However recent years have seen a multitude of cases where people of modest wealth have been at financial risk in lawsuits. Large losses in litigation can be crippling for anyone, and that’s when having coverage limits greater than what can be obtained from a typical homeowners’ or car insurance policy can be extremely advantageous. Reach out to our insurance experts today to assess your potential exposures and determine how an umbrella policy could safeguard your financial future.

Does personal umbrella insurance cover professional liability?

Umbrella insurance can cover professional liability and is fast becoming one of the most popular forms of insurance with professionals such as accountants, financial planners, and investors. Both professional liability and umbrella policies supplement existing business insurance policies.